SNHP

Settle disputes in
one fair step.

Every refund dispute is a negotiation. Today it's ten messages, an agent's time, and too often a chargeback. SNHP makes it one step — a neutral, math-backed settlement both sides accept.

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Early access — building with our first design partners.

A dispute costs far more than the refund.

The refund is the small number. The real bill is everything around it — and it's paid on every contested ticket, whether you settle or not.

Support time
Every back-and-forth is an agent's minutes — and the slow band of mid-size claims is too big to auto-approve, too small to investigate.
Chargebacks
A card-network dispute is a flat fee plus the amount, win or lose — and a rising ratio pushes you toward monitoring programs and higher processing rates.
Churn
A customer who feels cheated by the resolution doesn't order again.

A neutral mediator that knows both sides.

SNHP sits between your customer and your policy. It works out what a fair resolution looks like for each side and proposes it directly — no haggling, no escalation queue. Both sides accept because the proposal is fair to both, and it lands in one step instead of ten.

Math, not a black box.

Every settlement SNHP proposes can be replayed and checked — the logic is game theory, not an opaque model. That makes it defensible: consistent, logged, explainable to a customer or a regulator. SNHP isn't the customer's adversary, and it isn't yours. It's the referee.

Where we are

SNHP is early. The negotiation engine is built and working; the platform integration is what we're designing now, with our first partners. If your service handles refund disputes at volume, that's exactly the conversation we want.

Talk to us →